Customized Mortgage Loans to Fit Your Needs
From buying your first home to upgrading space for your growing family, we have the home loan to suit your needs.
Getting a home loan can be a daunting process for experienced and first time home buyers but with a good team that process can seem a lot less daunting. We understand that home buying is a unique process for everyone. Our team at Greater Texas Credit Union will help you choose the program that is right for you-saving you money on interest rates and monthly payments.
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Get more from your mortgage with superior benefits.
Quick, easy pre-approval.
Get pre-approved by filling out a quick application before you start searching for your dream home.
Mortgage options to choose from.
With 6 different mortgage options to choose from, we have the exact home loan that you need. From conventional loans to FHA and VA loans, we are your one stop shop for your next home loan.
Exclusive member resources.
Access our home loan resources to help you determine how much home you can afford.
Help is at your fingertips.
Our loan officers will guide you through the whole process. We are standing by to answer any questions.
Refinancing Your Home Loan?
You may not be in the market for a new home, but how about a new low-interest rate? Refinancing your existing mortgage can take place quickly at any of our branches so you can start saving you money.
Refinancing is available for all types of mortgages - conventional, FHA loans, adjustable-rate and fixed-rate.
Your Home Loan Financing Resource
1 No closing cost mortgage details. Offer available on the following products only: GreaterTX 30, GreaterTX 20, GreaterTX 15, GreaterTX 10, and GreaterTX 5-year fixed rate mortgages, GreaterTX 10/1, GreaterTX 7/1 and GreaterTX 5/1 adjustable rate mortgages, and home equity loans. Offer only applies to portfolio loans and is not available for investor loans. All applicants must meet standard underwriting guidelines. Maximum Loan-to-Value ratio for all Mortgage Loans in this promotion is 90%. Rates are subject to change. This offer does not apply to refinances of existing Greater Texas Federal Credit Union mortgage loans, unless the new loan amount exceeds the loan being refinanced by at least $50,000.00. You will be required to maintain property insurance throughout the life of the loan and title insurance is required on any 1st Mortgage. If loan is paid off within 36 months from the date of closing, the borrower must reimburse the full amount of closing costs paid on their behalf. Offer applies to standard third-party closing costs associated with loan underwriting including underwriting fee, document preparation fee, survey and appraisal, and does not include loan payoffs, lien satisfactions, taxes, insurance or any recurring expense, home inspection, flood insurance, curative title, or other non-standard attorney or closing fee. Maximum amount of closing costs eligible to be paid by the Credit Union is the lesser of 1% of the loan balance, not to exceed $5,000.00, and will not include amounts paid by other parties as part of the transaction. The borrower is responsible for closing costs exceeding this amount.