Build or restore your credit score with Greater Texas Credit Union.
It can be a monumental task to find a good credit card with less than stellar credit. The Visa Shared Secured credit card makes it all possible, from financing your lifestyle to protecting you from future credit concerns. This option limits transaction use and credit limits allowing you to rebuild your credit over time.
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Visa Shared Secured Credit Card Rates
Check out Visa Shared Secured credit card rates and see how they compare to those of other Greater Texas Credit Union credit cards.
Interest Charges | Interest Rates for card types |
---|---|
Annual Percentage Rate (APR) for Purchases |
Platinum
9.24% to 17.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Classic7.24% to 15.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Shared Secured16.00% This APR is fixed rate. |
APR for Cash Advances |
Platinum
13.75% to 17.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Classic7.24% to 15.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.Shared Secured16.00% This APR is fixed rate. |
APR for Balance Transfers |
Platinum
13.75% to 17.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Classic7.24% to 15.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Shared Secured16.00% This APR is a fixed rate. |
What to Expect When You Apply
ApplicationFill out our online application |
Officer ReviewA decision will be made |
FinalizeSign loan documents via |
Visa Shared Secured Credit Card FAQs
Q: What kind of fraud protection does the Visa Shared Secured credit card offer?
A: Greater Texas Credit Union utilizes Falcon Fraud Protection for every one of our credit card options. This unique service supplies automated fraud detection that specifically monitors purchases made through a credit card. If your card becomes lost or stolen, please call our fraud hotline at 877-703-5978.
Q: Are there fees I need to worry about with the Visa Shared Secured credit card?
A: We love spoiling our members at Greater Texas Credit Union! Enjoy a $0 annual credit card fee just for using your Visa Shared Secured credit card.
Q: How can I pay off my Visa Shared Secured credit card balance online?
A: As a Visa Shared Secured credit card holder, you may pay off your balance online through an online portal or over the phone with a credit union representative. Please bear in mind that it is free to pay your balance online, but there is an additional $10 fee for balances paid via phone.
See What Our Members Have To Say
“Great Credit Union! I need copies made of each and every transaction. They accommodate with no questions. I am always greeted with a "Hello" and a smile. ALL of the staff seem knowledgeable and act as though they are enjoying their job. The service is very fast. Best of all... NO FEES for doing my banking with them!.” - Bill S.
Feel confident in every transaction by applying for a Visa Secured credit card today.
Lending Notice
Application and Solicitation Disclosure
New member applicants may not be eligible for unsecured loan applications for a period of 90 days. All unsecured loan applications may require additional review and verification during the application process.
No loan applications will be considered until membership applications have been completed and all information including identification verified.
*Annual Percentage Rate (APR)
The APR you receive for the subaccounts (except Share Secured, Stock Secured, and Certificate Secured) will be within the range disclosed above and is based on your credit worthiness. Ask the credit union for the rate you qualify to receive.
Falcon Fraud Protection is an automated fraud detection service that monitors plastic card purchases.
Lost or stolen credit card call 877-703-5978.